Brussels,

A. Capital Market Union

• A single EU market for capital to boost jobs and growth
• Capital Markets Union Action Plan
• Covered bonds and covered bond public supervision​

B. Financial Supervision and Risk Management

• Sustainability-related disclosures in the financial services sector
• Banking Union
  • Single Supervisory Mechanism Framework regulation
•  Supervision of financial institutions
  • Credit rating agencies
  • Supervision of financial conglomerates
  • Prudential supervision of investment firms
  • Reporting of supervisory financial information
  • European Banking Committee
  • European Banking Authority (EBA)
  • European Systemic Risk Board
  • European Securities and Markets Authority (ESMA)
  • European Insurance and Occupational Pensions Authority (EIOPA)
  •  ECB Banking Supervision
    • Failing banks and investment firms: rules and procedures
    • Implementation of the Eurosystem monetary policy framework
    • Infringement procedures in cases of non-compliance with statistical reporting requirements
    • Powers of the European Central Bank to impose sanctions
    • Eurosystem procurement framework
    • European Central Bank – close cooperation within the Single Supervisory Mechanism with non-euro EU Member States
    • Single Supervisory Mechanism (SSM) – Supervisory fees
    • Single supervisory mechanism framework regulation
    • Systemically important payment systems (SIPS)
    • The European Central Bank’s role in supervising banks
    • The European Central Bank (ECB)
    • Supervising banks' health: ECB accountability and transparency
•  Managing risks to banks and financial institutions
  • Failing banks and investment firms: rules and procedures
  • Making critical entities more resilient
  • Liquidity coverage requirement for credit institutions
  • Establishing bank resolution funds
  • EU notification procedure for UCITS
  • State aid: European Union financial crisis rules for banks
  • Reorganisation and winding-up of credit institutions
  • Prudential requirements of investment firms
  • Prudential requirements for credit institutions and investment firms
  • Crisis management in the financial sector
  • Digital operational resilience for the financial sector
  • Deposit guarantee schemes
  • Banks and investment firms – prudential supervision
  • Addressing troubled financial institutions’ problems​
  
  

C. Consumer finance and payments

• Digital operational resilience for the financial sector​​
  

•  Consumer finance
  • Buying residential immovable property – rules on loans
  • Key information about investment products
  • Deposit guarantee schemes
  • Consumer credit agreements (until 2026)
  • Consumer credit agreements (2023)
•  Payment services
  • Fees for card-based payments
  • Opening/switching bank accounts and information on fees
  • Trans-European automated real-time gross settlement express transfer system (TARGET)
  • Electronic money: business and prudential supervision
  • Single Euro Payments Area Regulation
  • Revised rules for payment services in the EU
  • Cross-border payments in the EU
•  Digital finance
  • Digital operational resilience for the financial sector
  • Market infrastructures based on distributed ledger technology
  • European crypto-assets regulation (MiCA)

D. Financial markets, financial instruments

•  Securities markets
  • Admission of securities to official stock-exchange listing and information to be published on those securities
  • Markets in financial instruments regulation (MiFIR)
  • Improving securities settlement in the EU
  • Hedge funds and private equity funds – rules for managers
  • Preventing market abuse in financial markets
  • Issuers of securities – more transparent information
  • Transparent securities financing transactions
  • EU rules on over-the-counter derivatives contracts, central counterparties and trade repositories
  • Protecting investors when an investment firm fails
  • Prospectus to be published when securities are offered to the public or admitted to trading on a regulated market
  • Simpler, more transparent and more standardised securitisation
  • Short selling of securities
  • Prudential requirements of investment firms
  • Strengthening the global competitiveness of EU investment funds
  • Criminal sanctions for market abuse
  • Better regulated and transparent financial markets​
•  Investment funds
  • Money market funds
  • Fund mergers and master-feeder structures relating to undertakings for collective investment in transferable securities (UCITS)
  • Hedge funds and private equity funds – rules for managers
  • Key information about investment products
  • UCITS: organisational requirements and rules of conduct
  • Ensuring accuracy and integrity of benchmarks
  • European social entrepreneurship funds
  • European crowdfunding service providers for business
  • European venture capital funds
  • Rules on the obligations of depositaries for EU investment funds
  • Strengthening the global competitiveness of EU investment funds
  • Cross-border distribution of collective investment undertakings​
•  Post-trade services
  • Financial collateral arrangements - improving legal clarity
  • Improving securities settlement in the EU
  • EU rules on over-the-counter derivatives contracts, central counterparties and trade repositories
  • Recovery and resolution of central counterparties
  • Settlement finality in payment and securities settlement systems

​

E. Capital movements

• Common system of taxation applicable in the case of parent companies and subsidiaries of different European Union Member States
• Purchasing property in other EU countries
• Free movement of capital in the EU
• Framework for credit servicers and credit purchasers
• Effects of foreign legislation on the EU’s financial interests​

F. Insurance and pensions

• Export credit insurance
• Managing collective retirement schemes – occupational pension funds
• Insurance and reinsurance
• Insurance and occupational pensions: advisory committee
• Disaster insurance
• Civil liability insurance for motor vehicles

G. Company reporting and auditing

• ​Accounting documents of branches of foreign credit and financial institutions
• International financial reporting standards (IFRS) adopted by the European Union
• International accounting standards – IAS regulation
• Insurance companies: annual accounts
• The statutory audit – ensuring accurate company financial statements
• Rules for statutory audit of public-interest entities
• Disclosure of non-financial and diversity information by large companies and groups
• Annual accounts of banks and other financial institutions