YOUR BUSINESS IN EUROPE
The Regulation (EC) No 924/2009 on charges for cross-border payments in euro was also adopted in the context of SEPA. It requires banks to apply the same charges for domestic and cross-border electronic payment transactions in EU (euro and non-euro countries).
It was later amended by the SEPA regulation, which further integrates the market for payment services in euro.
The principle of equal charges both for national and cross-border payments applies to all electronically processed payments in euro, including:
The rules also require that consumers are informed of the cost of a currency conversion before they make a payment abroad in a different currency than their home one.
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